Business Asset Finance 

Whatever industry or sector you work in, we can offer finance for types of assets that a business requires. Below is a sample of the assets we have funded, however noting we have funded assets ranging from a fairground ride to a herd of cows then there is every likelihood that we can arrange funding for your purchase. 
 
 

Brewery 

bottling plants, casks & kegs, fermenters, VAT’s, mash tuns, pumps, fillers, refrigeration, material handling, packaging, labellers, cask washers etc 

Catering Equipment 

ovens, griddles, fryers, microwaves, grills, refrigeration (including walk in), coffee machines, chillers, wine fridges, tables & chairs, EPOS, sound & light systems, alarm systems etc 

Construction Equipment 

yellow plant, excavators, dumpers, rollers, skidsteer, pavers, screeners, crusher, shredders, bulldozers, vehicles, site plant, welfare units etc 

Containers & Portable buildings 

portacabins, modular buildings, steel shipping containers, greenhouses, polytunnels, buildings 

Fairground Rides 

fairground rides & machinery, generators, trucks, kiosks, mobile bars, living trailers, storage yards, vehicles 

Garages Equipment 

MOT bays, Ramps, diagnostic equipment, wheel balances, pumps, fire suppression systems 

Gym Equipment 

treadmills, rowers, cross trainers, bikes, walking/running machines, stairmasters, weights, benches, weight & multigym machines, toilets, EPOS, reception, technology & IT, signage 

IT & Technology 

computer Systems, Electronic Point of Sale (EPOS), palm tops, LED lighting, telephone systems, printers, scanners & software (both operating & general + bespoke) 

Office Equipment 

partitioning, office chairs, desks & storage, printers & scanners, IT, alarm systems, coffee & vending machines 

Packaging & Print Equipment 

includes, shredding, compactors, balers, mail room equipment, conveyors, pallet wrappers, bottling & canning lines, shrink & seal, screen printers, laminators, digital press, flexographic & offset, scanners, plate press, folders & guillotines, engravers, binders etc 

Plant & Machinery Equipment 

moulding tools, CNC, Boring machines, Saws, grinders, lathes, assembly lines, tooling, food processing equipment, mechanical presses, textile & embroidery, robotic welders, punches 

Salon Equipment 

basins & sinks, tanners, trolleys, dryers & processors, styling & barber units, nail stations, hot water systems, sterilisers, beauty beds, EPOS, computers, tills etc 

Transport & Logistics Finance 

cars, LCV’s, HGV’s & all forms of transport including specialist vehicles such as road cleaners, refuse, washers, survey, welfare units & motorbikes/scooters 

Waste Management Equipment 

recycling plant, shredders, balers, compactors, refuse vehicles, vans, walking floor trailers, skips, crushers, material handling 

Woodworking Equipment 

edgebanders, planers, packaging, drills, jointers, saws, CNC milling, material handling, pallet shredders, vacuums 

Marine and Aviation 

Aviation 

aircraft simulator 
glider 
helicopter (personal, passenger carrying, work & air ambulance) 
hot air balloon 
light aircraft (including microlights, propeller and jet powered aircraft, gliders, airships etc) 
classic (vintage, Spitfires, Hurricanes etc) 
 

Marine 

barge, narrowboat & widebeam finance (Inland waterway boats both people looking to buy for leisure use & businesses running charters) 
cruiser finance (All types of marine boats from small cruisers up to & exceeding 50 foot motor cruisers). 
powerboat finance (boats for use in both bay use as well as further afield, a trip to Jersey maybe?) 
rigid inflatable 
workboat (UK, offshore or abroad) 
yacht (UK coast or abroad) 

Agricultural & Forestry Finance 

Repayment plans can be structured to either reflect seasonal or harvest changes, in addition you can use the equity in other owned assets in order to contribute additional security & that way mitigate any requirement for deposits & thereby reduce the initial cashflow burden. 
 
 
tractors 
quad bikes (Electric & Petrol) 
ploughs & other implements 
trailers 
drilling & planting machinery 
harvesting equipment 
dairy equipment 
balers 
livestock handling & milking systems 
cultivators 
rotavators 
fertilisers 
sprayers 
renewables 
barns 
farms & other buildings etc 

Renewables 

We offer solutions for funding a wide variety of renewable assets that can be structured to reflect payments received from grants / contracts from energy suppliers. We have also arranged refinancing of such systems of up to 90% of their original values allowing a business to unlock tied up cash in order to use elsewhere in the business. 
 
 

Biomass Boilers 

biomass boliers burn wood (pellets, wood chip or logs) to provide heating & hot water, Biomass reduce costs & you can receive a government backed income called the Renewable Heat Incentive (RHI) for up to 20 years depending on the property type 

LED lighting 

LED’s offer very substantial savings in comparison to regular light systems, they reduce electricity consumption & save you money. They last longer, reducing maintenance & give off less heat making them ideal for cooler environments such as cold rooms. 

Solar Panels 

solar panels are funded based on the asset value & existing can be refinanced, such panel capture the sun’s energy using photovoltaic cells which convert sunlight to electricity. They still generate electricity when it is cloudy 

On Shore Wind Turbine 

A wind turbine harnesses the power of the wind to generate electricity. The wind turns two or three propeller like blades around a rotor, this is connected to the main shaft which spins a generator to create electricity 

Anaerobic Digesters 

This uses methane rich gas released by decomposing plant and animal materials to generate renewable heat & power. The materials left at the end of the process are known as digestate & can be used as fertiliser. 

Property 

Whatever industry or sector you work in, we can offer finance suitable for the property that you require to operate within or want to invest in. We can provide funding for short term opportunities or for long term projects. They key is for us to understand what you require & then present a solution that is suitable. 
 
 

Bridging 

this is a short term loan taken out over months rather than years, it is used to “bridge” a gap until the next stage of finance is available. It is generally more expensive than traditional finance mainly as rates are charged on a monthly basis, however they can be quick to arrange with relatively little documentation required. Bridging can allow a client to buy a property quickly, before you sell the existing 

Development 

funding for single unit up to larger mixed use projects, these can include residential, commercial, industrial, warehouses & student accommodation. 

Property Investment 

commercial & residential Buy to Let with either off the shelf or tailor made solutions, suitable for a first time landlord or a multi property experienced portfolio 

Commercial/industrial 

either an individual or a business looking to buy your existing premises, expand or buy new property or refinance your outstanding debt to inject capital into your business, commercial mortgages are available with a LTV of upto 75% or even 100% if there is additional security available. Interest only & part repayment options are available with terms of up to 30 years 

Get in touch 

07721 774 657 / 01626 852 036 
tim@twomoorsfinance.co.uk 
 
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