Business Asset Finance
Whatever industry or sector you work in, we can offer finance for types of assets that a business requires. Below is a sample of the assets we have funded, however noting we have funded assets ranging from a fairground ride to a herd of cows then there is every likelihood that we can arrange funding for your purchase.

Brewery
bottling plants, casks & kegs, fermenters, VAT’s, mash tuns, pumps, fillers, refrigeration, material handling, packaging, labellers, cask washers etc

Catering Equipment
ovens, griddles, fryers, microwaves, grills, refrigeration (including walk in), coffee machines, chillers, wine fridges, tables & chairs, EPOS, sound & light systems, alarm systems etc

Construction Equipment
yellow plant, excavators, dumpers, rollers, skidsteer, pavers, screeners, crusher, shredders, bulldozers, vehicles, site plant, welfare units etc

Containers & Portable buildings
portacabins, modular buildings, steel shipping containers, greenhouses, polytunnels, buildings

Fairground Rides
fairground rides & machinery, generators, trucks, kiosks, mobile bars, living trailers, storage yards, vehicles

Garages Equipment
MOT bays, Ramps, diagnostic equipment, wheel balances, pumps, fire suppression systems

Gym Equipment
treadmills, rowers, cross trainers, bikes, walking/running machines, stairmasters, weights, benches, weight & multigym machines, toilets, EPOS, reception, technology & IT, signage

IT & Technology
computer Systems, Electronic Point of Sale (EPOS), palm tops, LED lighting, telephone systems, printers, scanners & software (both operating & general + bespoke)

Office Equipment
partitioning, office chairs, desks & storage, printers & scanners, IT, alarm systems, coffee & vending machines

Packaging & Print Equipment
includes, shredding, compactors, balers, mail room equipment, conveyors, pallet wrappers, bottling & canning lines, shrink & seal, screen printers, laminators, digital press, flexographic & offset, scanners, plate press, folders & guillotines, engravers, binders etc

Plant & Machinery Equipment
moulding tools, CNC, Boring machines, Saws, grinders, lathes, assembly lines, tooling, food processing equipment, mechanical presses, textile & embroidery, robotic welders, punches

Salon Equipment
basins & sinks, tanners, trolleys, dryers & processors, styling & barber units, nail stations, hot water systems, sterilisers, beauty beds, EPOS, computers, tills etc

Transport & Logistics Finance
cars, LCV’s, HGV’s & all forms of transport including specialist vehicles such as road cleaners, refuse, washers, survey, welfare units & motorbikes/scooters

Waste Management Equipment
recycling plant, shredders, balers, compactors, refuse vehicles, vans, walking floor trailers, skips, crushers, material handling

Woodworking Equipment
edgebanders, planers, packaging, drills, jointers, saws, CNC milling, material handling, pallet shredders, vacuums
Marine and Aviation
Aviation

aircraft simulator

glider

helicopter (personal, passenger carrying, work & air ambulance)

hot air balloon

light aircraft (including microlights, propeller and jet powered aircraft, gliders, airships etc)

classic (vintage, Spitfires, Hurricanes etc)
Marine

barge, narrowboat & widebeam finance (Inland waterway boats both people looking to buy for leisure use & businesses running charters)

cruiser finance (All types of marine boats from small cruisers up to & exceeding 50 foot motor cruisers).

powerboat finance (boats for use in both bay use as well as further afield, a trip to Jersey maybe?)

rigid inflatable

workboat (UK, offshore or abroad)

yacht (UK coast or abroad)
Agricultural & Forestry Finance
Repayment plans can be structured to either reflect seasonal or harvest changes, in addition you can use the equity in other owned assets in order to contribute additional security & that way mitigate any requirement for deposits & thereby reduce the initial cashflow burden.

tractors

quad bikes (Electric & Petrol)

ploughs & other implements

trailers

drilling & planting machinery

harvesting equipment

dairy equipment

balers

livestock handling & milking systems

cultivators

rotavators

fertilisers

sprayers

renewables

barns

farms & other buildings etc
Renewables
We offer solutions for funding a wide variety of renewable assets that can be structured to reflect payments received from grants / contracts from energy suppliers. We have also arranged refinancing of such systems of up to 90% of their original values allowing a business to unlock tied up cash in order to use elsewhere in the business.

Biomass Boilers
biomass boilers burn wood (pellets, wood chip or logs) to provide heating & hot water, Biomass reduce costs & you can receive a government backed income called the Renewable Heat Incentive (RHI) for up to 20 years depending on the property type

LED lighting
LED’s offer very substantial savings in comparison to regular light systems, they reduce electricity consumption & save you money. They last longer, reducing maintenance & give off less heat making them ideal for cooler environments such as cold rooms.

Solar Panels
solar panels are funded based on the asset value & existing can be refinanced, such panel capture the sun’s energy using photovoltaic cells which convert sunlight to electricity. They still generate electricity when it is cloudy

On Shore Wind Turbine
A wind turbine harnesses the power of the wind to generate electricity. The wind turns two or three propeller like blades around a rotor, this is connected to the main shaft which spins a generator to create electricity

Anaerobic Digesters
This uses methane rich gas released by decomposing plant and animal materials to generate renewable heat & power. The materials left at the end of the process are known as digestate & can be used as fertiliser.
Property
Whatever industry or sector you work in, we can offer finance suitable for the property that you require to operate within or want to invest in. We can provide funding for short term opportunities or for long term projects. They key is for us to understand what you require & then present a solution that is suitable.

Bridging
this is a short term loan taken out over months rather than years, it is used to “bridge” a gap until the next stage of finance is available. It is generally more expensive than traditional finance mainly as rates are charged on a monthly basis, however they can be quick to arrange with relatively little documentation required. Bridging can allow a client to buy a property quickly, before you sell the existing

Development
funding for single unit up to larger mixed use projects, these can include residential, commercial, industrial, warehouses & student accommodation.

Property Investment
commercial & residential Buy to Let with either off the shelf or tailor made solutions, suitable for a first time landlord or a multi property experienced portfolio

Commercial/industrial
either an individual or a business looking to buy your existing premises, expand or buy new property or refinance your outstanding debt to inject capital into your business, commercial mortgages are available with a LTV of up to 75% or even 100% if there is additional security available. Interest only & part repayment options are available with terms of up to 30 years